LEGAL, INNOVATIVE AND SCIENTIFIC APPROACHES TO STUDY MODERN DIGITAL BANKING. International scientific-electronic journal “Pioneering studies and theories”, [S. l.], v. 1, n. 4, p. 67–76, 2025. DOI: 10.5281/zenodo.15046931. Disponível em: https://pstjournal.uz/index.php/pst/article/view/28. Acesso em: 27 jul. 2026.